Personal Insurance

Harden’s Private Client Group team supports identification and documentation of your personal exposures to risks, performing loss analysis and program benchmarking.

Harden will conduct a comprehensive review of all current life, disability, and long-term care coverages.

Harden will design a personal insurance program structure, develop a Request for Proposal (RFP), document positive risk characteristics, and leverage knowledge obtained during the risk identification and program audit process.

The Private Client Group team will manage the RFP process and negotiate the terms, conditions, and services that best support your unique objectives. Further, a comparative analysis of all options will be conducted to ensure you make the most quality, informed decision.

In managing your personal insurance program, Harden will assure the accuracy of all program specifications. Your Private Client Group team will maintain your program as your exposures and lifestyle change, execute a program management plan, and keep you informed on impactful dynamics along the way.

Harden Private Client Group provides insurance program auditing services to help you evaluate your coverage and identify improvement opportunities regarding your risk transfer and risk financing options.

Harden will consolidate all various insurer billings into one single, easily administered bill to create efficiencies and simplicity for our private clients.

We start by establishing key objectives with you and gain consensus with you on a personalized support plan. Within this plan, we deploy the services and resources required to support those objectives, and we assign a responsible team member. We also identify a target date for completion to ensure accountability and performance. We continue by taking accountability for our services as well as for the performance of the insurance carrier and/or service provider.

Harden facilitates safety and loss control issues through program consultation, design, and implementation.

Harden’s Private Client Group team has claims advocacy resources available to support the claims mitigation process and ensure your best interests are supported.

Financial Planning is a critical step in making informed decisions pertaining to your asset protection, accumulation, and distribution. Harden’s Financial Services team is positioned to help you assess your current position, define your goals, develop and implement a support plan, and monitor results.

Harden and its strategic partners are equipped to provide the estate planning services that your financial plan requires to meet your ultimate objectives while minimizing financial risks.

Harden’s team of professionals and strategic partners will help you define and achieve your retirement objectives while assuring your assets are both adequately protected and efficiently distributed.